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Voluntary Disability InsuranceDownloadable Forms |
 | 60% of Income up to $462 per week ($2,000 per Month) |
| No offsets for Sick Benefits or Railroad Retirement |
| Same Premium of $89.90 per month |
| Benefit is not reimbursed during FELA claim ever! |
| 24 hour coverage On or Off the job protection |
| No minimum participation per division |
| 12/12 Pre-existing condition clause (unless you had our old plan for 12 months or more) |
| Waiver of Premium when receiving benefits |
| 9 month benefit |
| 2 year rate guarantee - 1/01/07 to 12/31/08 |
| For BLET members only |
| 30 day waiting period |
| Tax free benefit |
| Guaranteed Issue |
| Full maternity benefits |
| Own Occupation |
THIS BENEFIT WILL NOT BE REDUCED BY ANY DISABILITY BENEFITS THAT YOUR RAILROAD MAY PROVIDE!
This is a summary of benefits only. For a complete description of benefits and limitations, refer to the policy booklet.
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Send mail to
jndidonato@comcast.net with
questions or comments about this web site.
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