UTU Local 61

Short-Term Disability Insurance Provided by Lincoln Financial

Partial Employer Paid Disability Insurance Negotiated by General Chairman Ralph Vazquez

* Employer pays $20.65 a month toward either plan

	Option A - $300 per week benefit for $49.65 per month (you pay $29 per month)
	Option B - $462 per week benefit for $74.65 per month (you pay $54 per month)

	Partially Tax Free Benefit - 58% for Option A, 72% for Option B
	24 Hour Coverage for Accident and Illness
	30 Day Waiting Period
	3/12 Pre-existing Condition Clause
	Waiver of Premium while out on a Claim
	52 Week Benefit
	2 Year Rate Guarantee
	Covers Own Occupation (Your own job)
	Guaranteed Issue if you sign up within 30 days of becoming eligible (No Medical Questions!)

This is a summary of benefits only. For a complete description of benefits and limitations, refer to the policy booklet.